Zuniga Health LLC, an innovative healthcare plan for small and medium-sized businesses, has recently launched Elevate, a new set of health plans that directly address the needs of Hispanic small businesses. Elevate will be offered in seven states with a strong representation of Hispanic employees: California, Nevada, Arizona, New Mexico, Colorado, Illinois, and Texas.
According to Latino Community Foundation, Latinos initiate 82% of all new businesses in the US and open businesses at a rate three times higher than the national average. However, Hispanic employees are the least likely to seek medical care due to lack of insurance, cultural and language barriers, and the cost of healthcare.
Zuniga Health is the only Hispanic-owned healthcare plan in the US that addresses this issue. Zuniga Health aims to uplift the Hispanic business community through its mission to increase the number of Hispanic employees who have access to affordable and accessible health benefits. Insurance premiums in the US are increasing at double-digit percentages. These escalating costs not only pose a threat to the economic stability of small businesses but also hinder any potential for growth.
Elevate from Zuniga Health, a new set of unique health plans, is the solution for any small business struggling to offer healthcare insurance as they are designed to meet each employee’s budget.
The unique advantages of Elevate health plans include:
1. Minimum Essential Coverage (MEC) and Minimum Value Plan (MVP), which eliminate ACA penalties A and B.
2. $0 deductible, free preventive care, and free preventive medications.
3. Employees choose the number of doctor and lab visits they want for the year and pay accordingly.
4. Elevate MVP options include hospitalization.
5. Elevate plans include a $5 copay for non-preventive medications and low copays for urgent care.
6. Elevate utilizes a top-tier provider network with thousands of Spanish-speaking providers.
7. No waiting period for dental plans and a large network of bilingual dentists.
8. Unlimited telemedicine: while others charge after two free visits, Elevate offers unlimited telehealth and telepsychiatry.
9. Enrollment available in English and Spanish.
A recent study from the University of California, Los Angeles (UCLA), showed that Latinos used telemedicine at a higher rate than white patients during the pandemic but also faced more cultural challenges due to limited resources in Spanish. Elevate finally allows this often overlooked and underserved demographic to utilize their health benefits, as Zuniga Health’s mobile app, MedWatch call center, as well as their telehealth and telepsychiatry services, are offered in both English and Spanish.
Media Contact: Sonja Reians, [email protected]
Zuniga Health LLC operates in the healthcare industry, specifically catering to small and medium-sized businesses. The company is unique in that it is the only Hispanic-owned healthcare plan in the United States that directly addresses the needs of Hispanic small businesses.
The industry is facing several challenges, including the rising cost of healthcare and the lack of access to affordable health benefits for employees. Insurance premiums in the US are increasing at double-digit percentages, which poses a threat to the economic stability of small businesses. This is especially true for the Hispanic business community, as Hispanic employees are the least likely to seek medical care due to various barriers such as lack of insurance, cultural and language barriers, and the high cost of healthcare.
However, there is an opportunity for growth in this market. According to the Latino Community Foundation, Latinos initiate 82% of all new businesses in the US and open businesses at a rate three times higher than the national average. This indicates a strong entrepreneurial spirit within the Hispanic community and the potential for a growing customer base for healthcare plans that cater to their specific needs.
Zuniga Health’s Elevate health plans are designed to meet the budget constraints of small businesses while providing comprehensive coverage for their employees. The plans offer unique advantages such as Minimum Essential Coverage (MEC) and Minimum Value Plan (MVP) to eliminate ACA penalties, $0 deductible, free preventive care and medications, customizable doctor and lab visit options, hospitalization coverage, low copays for urgent care and non-preventive medications, a top-tier provider network with Spanish-speaking providers, no waiting period for dental plans, and unlimited telemedicine services.
Market forecasts suggest that there is a growing demand for healthcare plans that cater to the Hispanic small business community. With the increasing number of Hispanic-owned businesses and the need for affordable and accessible health benefits, Zuniga Health is well-positioned to capture a significant market share in the targeted states of California, Nevada, Arizona, New Mexico, Colorado, Illinois, and Texas.
To address the cultural challenges faced by Latinos in accessing healthcare during the pandemic, Zuniga Health offers services in both English and Spanish. A recent study from the University of California, Los Angeles (UCLA) showed that Latinos used telemedicine at a higher rate than white patients during the pandemic but faced more cultural challenges due to limited resources in Spanish. Zuniga Health’s mobile app, MedWatch call center, and telehealth and telepsychiatry services are available in both languages, ensuring that Hispanic employees can effectively utilize their health benefits.
For more information about Zuniga Health and its Elevate health plans, visit their website.